Better Mortgage Canada – Mortgage Solutions best fit your needs.

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What type of mortgage are you looking for? Please select the mortgage product you'd like to receive a quote for.

What type of mortgage are you looking for?(Required)

Refinance

Home Equity Loan

HELOC

Second Mortgage

Private Funding

What is the purpose of this loan? Please select the purpose that best fits your situation.

What is the purpose of this loan?(Required)

Consolidate my debts

Access equity for investment opportunities

Purchase a secondary property

Fund home improvements or renovations

Lower my current interest rate

Explore other financial options

What is the approximate value of the property? Your best guess of how much your property would sell for or be appraised at today.

What is the approximate value of this property?(Required)

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80% Property Value(Required)

What is the outstanding amount for this property? The Mortgage Amount must not Exceed the Property Amount.*

What is the outstanding amount for this property?(Required)

Current CLTV --

What amount are you looking to borrow? Minimum $50000 up till 80% of LTV

What amount you are looking to borrow?(Required)

Maximum Loan you can get: $--

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Borrow Amount

When is your mortgage renewal?(Required)

Within 30 days

Within 60 days

Within 90 days

After 90 days

Within 3 years

What is annual income for your household, on average?(Required)

Below $50,000

$50001- $60,000

$60001- $70,000

$70001- $80,000

$80001- $90,000

$90001- $100,000

More than $100,000

What is your approximate credit score?(Required)

Excellent (More than 780)

Very Good (720-779)

Good (660-719)

Fair (600-659)

Need some work (less than 599)

What type of property do you have?(Required)

Different property types have varying equity loan options and rates. This helps us match you with lenders specializing in your property type.

Single Family Home

Town Home

Condominium

Multi family Home

How do you use this property(Required)

Primary Home

Secondary Home

Rental

How many mortgages do you have on this property?(Required)

The property is fully paid off

There is one existing mortgage

There are two mortgages on the Property

What is estimated property value? Your property's current value determines how much equity you can access. Higher values typically unlock larger loan amounts.

What is estimated property value?(Required)

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80% LTV Home Equity

What's the remaining Mortgage Balance? Your remaining mortgage balance helps calculate available equity and determines your maximum loan-to-value ratio for the equity loan.

What's the remaining Mortgage Balance?(Required)

Current CLTV --

How much would you like to borrow? The amount you’d like to borrow (excluding your current mortgage balance)

How much would you like to borrow?(Required)

Specify the amount of equity you'd like to access for home improvements, debt consolidation, or other financial needs.

Maximum Loan you can get: $--

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Maximum Loan Achievable For Home Equity

What are you using this loan for?(Required)

Financing home improvements or renovations

Supplementing my retirement income

Consolidating existing debts

Using funds for investment opportunities

Other

Have you had any bankruptcy, consumer proposal or foreclosure in the last 7 years?(Required)

Bankruptcy

Foreclosure

Consumer Proposal

Describe your credit(Required)

Your credit score significantly impacts your equity loan interest rate. Higher scores unlock better rates and more favorable loan terms.

Excellent ( More than 780)

Very Good (720-779)

Good (660-719)

Fair (600-659)

Need some work (less than 599)

Enter your Full Name(Required)

We'll use your name to personalize your equity loan experience and ensure our licensed loan specialists address you professionally.

First Last

Email(Required)

We'll send you detailed equity loan quotes, rate comparisons, and loan term options directly to your email for easy review.

What's your Mobile Number? An SMS verification code will be sent to this number - please ensure it is correct..

Phone(Required)

Your phone number allows our pre-qualified equity loan experts to reach you quickly with competitive rates and loan amount calculations.

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